Deciding to seek financial advice is an important step towards taking control of your future. Whether you’re planning for retirement, investing for the long term, or simply looking to feel more confident about your finances, the first meeting with an Independent Financial Adviser is where your journey begins. At Insight Financial Associates, we believe good advice starts with understanding …
Introduction May recycled many of the same headlines about the conflict in Iran, but with arguably less financial market noise accompanying it. Perhaps we have become a little numb to White House statements about a peace deal nearing completion and Iran denying it. The UK news cycle moved away from President Trump, and onto Prime …
What April showed us (perhaps unexpectedly) is that financial markets are also capable of extraordinary optimism in the face of genuine uncertainty. The so-called “TACO trade” -shorthand for the belief that Trump always backs down when economic pain becomes acute enough – powered equity indices higher even as the disruption continued. The S&P 500 closed …
Good mental health is influenced by many factors, and financial wellbeing is an important part of that picture. While financial advice is not a substitute for mental health support, feeling informed and empowered about your finances can help reduce one source of stress and support overall wellbeing. This Mental Health Awareness Week, we encourage open …
The Bank of England has held rates again, and while the wider outlook continues to evolve, this is a useful moment to review what it could mean for mortgages, savings and longer-term financial plans. The Bank of England’s (BoE) Monetary Policy Committee (MPC) held its base rate at 3.75% on 30 April, against a backdrop …
At the end of February we were talking about the FTSE 100 edging towards 11,000 with rumblings of a possible energy crisis clouding the horizon as news of the bombing of Iran broke. US President Trump gave us plenty more to talk about by the end of March. Markets were volatile, reacting to the slightest …
The “baby-boomer” generation (62 to 80 years of age) is sitting on £3.84 trillion in UK property wealth according to research by estate agent Savills. Around £2.92 trillion is held in main family homes with the rest in buy-to-let property investments and other residential properties such as second homes. For context, the annual gross domestic …
The new tax year is here, and upcoming pension changes mean that it’s now a good time to review your retirement plans. 1. Age to access your pension is rising From April 2028, the earliest age most people can start taking money from their private pension will rise from 55 to 57. If you were …
When it comes to building long-term financial security, investing is one of the most powerful tools available. Yet for many people, getting started can feel overwhelming. With unfamiliar terminology, market ups and downs, and the fear of making mistakes, it’s easy to put investing off altogether. Investing continues to outperform cash ISAs New data from …
Introduction President Trump has once again hijacked the headlines with a strike on Iran at the very end of February. The implications are yet to be understood. It took some attention away from the UK government’s latest headache, a by-election loss to the Green Party, and a mixed bag of economic results. Meanwhile, the FTSE …
