Most of us change jobs several times during our working lives. Each move can bring a new workplace pension, and older pots can become harder to keep track of as the years pass. The scale of the issue is significant. The Pensions Policy Institute estimated that 3.3 million pension pots worth £31.1 billion were lost …
HM Revenue & Customs (HMRC) has confirmed that executors will be able to ask pension schemes to hold back up to half of what each non-exempt beneficiary is due while an inheritance tax (IHT) bill is being settled. The detail appears in HMRC’s second technical note, published on 27 August 2026. The underlying change is …
What is the triple lock? The State Pension is an important part of many people’s retirement income. At present, it normally increases each April by whichever is highest: inflation, average earnings growth or 2.5%. This is known as the triple lock, and it is designed to help protect the value of the State Pension over …
Many women reach retirement with less pension income than they expected – often because of time spent caring, raising families or working part-time. This may affect you, your partner, or the younger women in your family. The good news is that a few simple checks can make a real difference for you or the women …
Older pensions can sometimes carry higher charges, outdated features or less flexibility than newer arrangements. With the Financial Conduct Authority warning that some savers in legacy pensions may be receiving poorer value, it could be a good time to check whether your retirement savings are still on track – and whether any valuable benefits are …
New research shows that many people worry about dementia, but almost half haven’t planned for possible care costs. We look at the practical steps you can take now to give you and your family more choice later. Have you thought about how a dementia diagnosis could affect you, your parents or your wider family? Dementia …
Retirement is not just about choosing a date. It’s about understanding what life after work could look like, how much income you may need, and how your money can support the plans that matter most to you. Retirement can feel exciting, strange and slightly daunting all at once. After years of saving, earning and planning …
A new government-backed report has issued a stark warning about the future of retirement in the UK, highlighting a growing gap between what people are saving and what they are likely to need later in life. According to the Pensions Commission’s interim report, around 15 million people in the UK are currently under-saving for retirement, …
The rules around care can feel confusing, and the costs can vary depending on the type of support needed. The good news is that there are options and understanding them early can help you make informed choices in your own time. For some families, this might mean checking what support may be available. For others, …
The Pension Schemes Bill received Royal Assent on 29 April and became the Pension Schemes Act, marking the most significant overhaul of pensions in a decade. How will this affect you and your family? The Act will bring about significant reforms to the UK pensions system, benefitting workers by up to £29,000 by the time …
