While reducing tax is important, the bigger question is what you want your wealth to achieve. Discover why good inheritance planning is about supporting the people you care about, helping future generations and giving you greater peace of mind today. Why inheritance planning is about more than reducing tax Inheritance tax is often one of …
From April 2027, the rules around cash held in ISAs are changing – including a new 22% charge on interest paid on cash held in investment ISAs. Here’s what’s changing, who is affected, and why it’s worth reviewing your savings before the new rules come in. Government confirms 22% charge on cash held in investment …
Older pensions can sometimes carry higher charges, outdated features or less flexibility than newer arrangements. With the Financial Conduct Authority warning that some savers in legacy pensions may be receiving poorer value, it could be a good time to check whether your retirement savings are still on track – and whether any valuable benefits are …
Reading the news and you would find it hard to believe that the FTSE 100 hit its all-time intra-day high in July 2026, showing that markets can still move ahead even when the news feels unsettled. Some areas improved, some risks increased, and investors ended the month asking familiar questions: where next for interest rates, …
UK Since Harry Kane became captain of England’s men’s football team in 2018, he has seen five different Prime Ministers – and Andy Burnham looks set to become his sixth. Sir Keir Starmer bowed to the relentless pressure from his own party to step down, announcing his departure, once a new Party leader was found …
New research shows that many people worry about dementia, but almost half haven’t planned for possible care costs. We look at the practical steps you can take now to give you and your family more choice later. Have you thought about how a dementia diagnosis could affect you, your parents or your wider family? Dementia …
Retirement is not just about choosing a date. It’s about understanding what life after work could look like, how much income you may need, and how your money can support the plans that matter most to you. Retirement can feel exciting, strange and slightly daunting all at once. After years of saving, earning and planning …
Supporting family is one of the most natural things in the world. And when you’re able to help, it can be a wonderful thing to do. The key is making sure your generosity works for everyone, without compromising your own financial future and without affecting your retirement, pension or inheritance tax planning. Whether it’s a …
Deciding to seek financial advice is an important step towards taking control of your future. Whether you’re planning for retirement, investing for the long term, or simply looking to feel more confident about your finances, the first meeting with an Independent Financial Adviser is where your journey begins. At Insight Financial Associates, we believe good advice starts with understanding …
Introduction May recycled many of the same headlines about the conflict in Iran, but with arguably less financial market noise accompanying it. Perhaps we have become a little numb to White House statements about a peace deal nearing completion and Iran denying it. The UK news cycle moved away from President Trump, and onto Prime …
