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Insight Financial Associates

Is Cash too Safe

Is cash too safe?

One of the great themes of the past 16 months has been accidental savings: the amount people in the UK have “saved” by the simple expedient of not being able to go out and spend.  “Thrifty Brits stash the cash in lockdown” has been a typical headline, quickly followed by an estimate of how much …

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Negative Interest Rates

Could we see Negative Interest Rates in the UK?

In February, the Daily Telegraph had a headline which must have alarmed savers up and down the land: ‘Savers face threat of negative interest rates.’  According to the story, the Bank of England had told the clearing banks that they ‘must be ready to introduce the policy in the next six months.’ What are negative …

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Venture Capital Trusts

EIS and VCT – Use Them or Lose Them

As you will no doubt know, the current tax year ends on Monday April 5th. ‘Make the most of your pension and ISA allowances before the end of the tax year’ is a familiar refrain. One that is heard slightly less often – but which is no less relevant for some investors – is ‘make …

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New Years Resolutions

4 Financial New Year’s Resolutions for 2021

The beginning of a new year is a great opportunity to get on top of some of the tasks you’ve been putting off for a while. For some people that means a good detox after a Christmas cake binge, picking up the exercise routine that didn’t quite make it out of last february, or committing …

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Woman burning money

Financial Mistakes

5 Financial Mistakes That Are Costing You a Fortune If you’re anything like me, you’re often more focused on the bigger picture. I prefer to think about earning more, not spending less.   But there’s an opportunity cost to everything you spend.   Afterall, that’s money that could be making you more money.   And …

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Man standing under the stars

Financial Awareness

Why it’s important to raise your financial awareness   In today’s changing world we now have time to reflect on our behaviours and start gaining financial awareness and understanding our actions.   Life is about choices, and our future lifestyle and security is about the choices we make today.   I would like to share …

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