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Insight Financial Associates

The link between human behaviour and investing

The link between human behaviour and investing

Financial planning… Isn’t that based on cold, hard facts and scientific reasoning? Surely feelings and emotions don’t have much to do with investing?         We think they do. And here’s why. A little thing called human behaviour gets involved, you see. Only it’s not so little. Human beings are highly complex systems, motivated by many different factors …

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Investing Your Money

Why investing your money is more profitable than leaving it in a bank account

You’ve worked hard to accrue your wealth, so naturally you’ll want to see your finances flourish and develop. That raises the question: how best should you grow your finances? Many people are drawn to banks to save their money, opting for the chance to get some interest and their money back. But in a time …

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Pensions

Is it time to cut out the jargon from pensions?

People simply aren’t saving enough into their pension funds. Despite the relative success of the auto-enrolment rollout and the increase of minimum contributions from 5% to 8%, there’s still a culture of misunderstanding surrounding pensions. With a reported 51% of the public believing that the minimum contributions are in line with the recommended rate of …

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ISA

The end of LISA?

Time to get your lifetime ISA before it disappears? The new girl on the block, in terms of saving products, seems like she may not actually be around for much longer. LISA, or the lifetime ISA, is being threatened with abolition by a Treasury committee, having only been on the market for 16 months. The …

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