Innovative Finance ISAs (IFISA) are a little-known type of ISA that can see competitive returns. Here’s a summary of what they are and how they use P2P lending to secure steady rates of growth: P2P lending P2P lending stands for peer to peer. It’s founded on a pretty straightforward idea: you lend your money to …
There’s no reason why being a parent, and particularly being a non-earning parent with commitments to their children, should put you at risk of decreasing your state pension entitlement. Currently, however, there are potentially hundreds of thousands of people in this exact position – although thankfully, there are steps to take so that it can …
Insight welcomed BT Sport presenter Jake Humphrey at their annual company event. On Friday 18t h of January, The Insight Group hosted their annual ‘Vision Day’. The company use this as a chance to come together as a wider group and share with one another the direction of the company. Every year, staff from the …
A quiet wind down to Christmas? Everyone leaving their offices early and not much happening in the second half of the month? Nothing could be further from the truth: December was one of the most eventful months of the year and while there was some good news, it was eclipsed by falling stock markets as …
Inheritance tax is enormously unpopular to say the least. A YouGov poll found that 59% of the public deemed it unfair, making it the least popular of Britain’s 11 major taxes. What’s more, the tax has a limited revenue raising ability, with the ‘well advised’ often using gifts, trusts, business property relief and agricultural relief …
The long-awaited ban on pensions cold-calling is finally coming into force. From January 9 2019, the cold-calling of savers about anything to do with their pensions will become illegal. The new law doesn’t just cover phone calls. Any unsolicited emails or text messages about your pension will also be illegal. As it stands, not every …
With the new year comes new possibilities, and most of us like to put a resolution in place. While you might not stick to your January gym membership or finally get that novel written, committing yourself to a financial resolution is an excellent way to start 2019. Improving a financial situation has proven to be …
So the Chancellor’s last Budget before Brexit has been delivered. In general, it was good news with an end to austerity being heralded and the growth forecast for 2019 increasing. Thinking of budgets got us wondering about the Christmas TV advertising budgets. It’s that time of year when speculation arises – will John Lewis outdo …
With your Christmas preparations, starting soon is the key to saving money. If you leave your shopping to the last minute, not only do you have to face the 23rd December high street chaos, you’ll miss out on the excellent deals that many retailers offer early in the festive shopping season. It’s incredibly easy to …
This year Chancellor Philip Hammond delivered his autumn budget a few weeks earlier than usual. Normally the budget is released in mid-November, but this year he gave the budget on 29 October. In the run up to Brexit, Hammond didn’t release any huge announcements. Perhaps he wants to leave plenty of room to accommodate for …
