Business Future Proofing

How to future proof your business

The world ‘post-pandemic’ is going to look startlingly different and it goes without saying that businesses will need to adapt. It’s likely that the pandemic will have accelerated the digitalisation of business to the extent that organisations right across the board will have some kind of innovative technological solution in place. What’s more, efficiency is …

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Financial Planners

Why even financial planners need financial planners

You may find it surprising to learn that even financial planners use financial planners. Surely, they know it all already, don’t they? Don’t they just follow their own advice? Let’s look at why advisers sometimes find it helpful to sit on the opposite side of the desk. To clarify goals  Setting clear goals is hard, …

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Financial Market Commentary

Market Commentary June 2020

Introduction  For the second month in a row, we went back to the previous month’s Commentary before we wrote a word. How did we leave April in this rapidly changing world? With the Prime Minister having just come out of hospital and having become the father of a baby boy. With plenty of bad news …

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How to reduce your monthly expenses

How to reduce your monthly expenses

Many workers have lost their jobs, accepted part-time hours or been put on furlough as a result of the economic disruption caused by COVID-19. According to the Centre for Economics and Business Research, British households will see a drop in their disposable income of £515 a month – that’s £14.2bn for the country overall. So …

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Wellbeing

Ways to promote your wellbeing

The general uncertainty in these current times heightens our stress and anxiety. Usually, we like to feel in control and make plans for the future but it’s impossible to plan when there are so many unknowns.   We’ve never been in this situation before. We don’t know what the new ‘everyday’ will look like. And so …

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Fake News

How to spot fake news

Social media and online platforms are full of misinformation and fake news at the best of times so in the midst of a pandemic, the problem only escalates. Conspiracy theories, fake cures and scams abound – myths that 5G causes coronavirus, that COVID-19 is a biochemical weapon released by China, or that drinking bleach can …

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Financial Market

May Market Commentary

Introduction Right now, even a week seems a long time in the news agenda. Remembering the end of March, when we wrote our last Market Commentary, feels like looking back into a different era. Reflecting back, how did we leave March? With the US having overtaken China as the country with the most confirmed cases …

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Getting Crafty

5 ideas to keep the kids occupied if you’re self–isolating

Keeping children entertained can be difficult at the best of times. Keeping them occupied when confined at home, with strict restrictions, may seem nigh on impossible. But here are a few ideas we hope might help to fill some of the days: An obstacle race The Tokyo Olympics may have been cancelled for this year …

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UK Mortgage Market

Is the UK mortgage market still open for business?

You may be wondering what the current situation is with the mortgage market. Have providers stopped lending altogether? Are all new mortgage deals off? It’s true that some providers have withdrawn their higher loan to value (LTV) mortgage products. Nationwide, Santander and Skipton Building Society have recently announced that they’re only going to be offering …

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Video Conferencing

Technology bringing the generations together

One positive outcome of the crisis has been the way technology is helping us to stay in touch with each other, especially across the generations. Various apps are playing a vital role in keeping us entertained in lieu of all the social events and sporting activities being cancelled. As staying in becomes the new going …

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