The world ‘post-pandemic’ is going to look startlingly different and it goes without saying that businesses will need to adapt. It’s likely that the pandemic will have accelerated the digitalisation of business to the extent that organisations right across the board will have some kind of innovative technological solution in place. What’s more, efficiency is …
You may find it surprising to learn that even financial planners use financial planners. Surely, they know it all already, don’t they? Don’t they just follow their own advice? Let’s look at why advisers sometimes find it helpful to sit on the opposite side of the desk. To clarify goals Setting clear goals is hard, …
Introduction For the second month in a row, we went back to the previous month’s Commentary before we wrote a word. How did we leave April in this rapidly changing world? With the Prime Minister having just come out of hospital and having become the father of a baby boy. With plenty of bad news …
5 Financial Mistakes That Are Costing You a Fortune If you’re anything like me, you’re often more focused on the bigger picture. I prefer to think about earning more, not spending less. But there’s an opportunity cost to everything you spend. Afterall, that’s money that could be making you more money. And …
Why it’s important to raise your financial awareness In today’s changing world we now have time to reflect on our behaviours and start gaining financial awareness and understanding our actions. Life is about choices, and our future lifestyle and security is about the choices we make today. I would like to share …
Many workers have lost their jobs, accepted part-time hours or been put on furlough as a result of the economic disruption caused by COVID-19. According to the Centre for Economics and Business Research, British households will see a drop in their disposable income of £515 a month – that’s £14.2bn for the country overall. So …
The general uncertainty in these current times heightens our stress and anxiety. Usually, we like to feel in control and make plans for the future but it’s impossible to plan when there are so many unknowns. We’ve never been in this situation before. We don’t know what the new ‘everyday’ will look like. And so …
Social media and online platforms are full of misinformation and fake news at the best of times so in the midst of a pandemic, the problem only escalates. Conspiracy theories, fake cures and scams abound – myths that 5G causes coronavirus, that COVID-19 is a biochemical weapon released by China, or that drinking bleach can …
Introduction Right now, even a week seems a long time in the news agenda. Remembering the end of March, when we wrote our last Market Commentary, feels like looking back into a different era. Reflecting back, how did we leave March? With the US having overtaken China as the country with the most confirmed cases …
Why Higher Rate Taxpayers Should Be Paying Attention to Their Pension Contributions After the 2020 Budget You may be missing out on paying money into your pension, as many of you can now pay more and receive tax benefits. If you’re a higher rate taxpayer and you opted out of your pension scheme …
